This affiliate disclosure explains how NYTReprints earns commissions through affiliate partnerships. Furthermore, this affiliate disclosure confirms that Sarah Kendall’s recommendations are never influenced by affiliate relationships or commission rates. However, affiliate disclosure requirements under FTC guidelines mean we are required to inform readers when links may result in compensation. Therefore, this affiliate disclosure page covers all affiliate relationships on NYTReprints site-wide. For official FTC guidelines on affiliate disclosure see the Federal Trade Commission endorsement guidelines at ftc.gov.
Last Updated: April 2026 · Questions? Email sarah@nytreprints.com
Affiliate Disclosure
NYTReprints participates in affiliate marketing programs. When you click certain links on this site and make a purchase or sign up for a service, we may earn a commission — at no additional cost to you.
What This Means For You
Affiliate commissions help keep NYTReprints free for readers. They do not influence our editorial opinions, recommendations, or review scores. Sarah Kendall evaluates every financial product based on its actual merits — fees, terms, real-world usability, and fit for families managing tight budgets.
We never recommend a product solely because it pays a higher commission. We regularly recommend products that pay lower commissions — or none at all — when they genuinely serve our readers better.
Who We Work With
NYTReprints has affiliate relationships with financial institutions, credit card issuers, insurance providers, debt relief companies, and financial technology companies. Current partners include but are not limited to: Credit Karma, LendingTree, SoFi, Robinhood, Policygenius, TurboTax, National Debt Relief, Rakuten, Ibotta, and others.
A full list of current affiliate partners is available upon request via our Contact page.
FTC Compliance
This disclosure is made in accordance with the Federal Trade Commission’s guidelines on endorsements and testimonials (16 CFR Part 255). NYTReprints is committed to full transparency with our readers. Affiliate links are not marked with a special symbol — this page-level disclosure covers all affiliate relationships site-wide.
Not Financial Advice
Nothing on NYTReprints constitutes professional financial advice. Sarah Kendall is not a licensed financial advisor, certified financial planner (CFP), CPA, or investment professional. All content is for informational and educational purposes only. Always consult a qualified financial professional before making significant financial decisions.
Rates, terms, and product availability change frequently. Always verify current information directly with the financial institution or provider before making any decision.
Editorial Independence
NYTReprints maintains strict editorial independence. Advertisers and affiliate partners have no influence over:
- Which products we cover or recommend
- Our review scores or ratings
- The accuracy of fee and rate disclosures
- Whether we include negative assessments of their products
Questions about this disclosure?
Email Sarah directly at sarah@nytreprints.com and she’ll respond within 48 hours.